Groma
Working Capital Scorecard

For operators who make payroll weekly and collect in 45 days

Two questions to find your profile. Twelve to price it.

You pay the crew on Friday. The customer pays you in six weeks. Whether that gap is strangling you because of the trucks or because of the crew changes the entire diagnosis — so this asks first, then runs the right twelve questions.

Two minutes Every number shows its arithmetic No call, no demo
Your numbers

Working Capital Scorecard

Estimated annual opportunity

Revenue blocked

Work your process is slowing, missing, or never billing.

Profit leaking

Margin leaving for reasons a schedule or a rate card would fix.

Cash trapped

Your money, sitting inside your own operating cycle.

Your payroll-to-collection gap

From the day you pay the crew to the day that work turns into cash.

Crew paid
Cash lands
days you finance yourself

If your largest customer paid 30 days late

Collection days vs. target

Show the arithmetic

Every line traces to one of your answers and one stated assumption. The assumptions are estimates, not benchmarks — they are what a 15-year FP&A career says is typical, not what your books say. That difference is exactly what the Blueprint closes.

Blueprint · $2,500 $5,000 $7,500

Start a Blueprint

Delivered in 14 days. Priced on the size of the decision, not the hours. If the Blueprint finds less than it costs, you get the finding and I eat the fee.

No tax preparation. No payroll processing. No audit or SOX work. Those belong with your CPA, and we'll refer you to one. What we do is keep your books decision-grade, see your cash eight weeks out, free the cash trapped between payroll and collection, and tell you what to do about it.